Introduction
Super visa insurance is a mandatory medical insurance policy needed for parents and grandparents visiting Canada. It allows them to stay with their children or grandchildren for 5 years, and have a great family time.Super visa insurance ensures that visitors are protected during their stay in Canada. Also, their families should not worry about the medical expenses if anything unexpected happens. If you’re looking to know more about Super Visa insurance, you can visit our page.5 Reasons Why Your Super Visa Application Can Be Denied
Below are the five most common reasons your Super Visa insurance application can be denied. We have also mentioned the way to avoid the mistakes.1. The Coverage Amount Is Less Than the IRCC Requirement
Most of the Super Visa applications get denied because of insufficient coverage amount.IRCC (Immigration, Refugees and Citizenship Canada) requires:- At least $100,000 in emergency medical coverage
- Coverage for a minimum of 1 year
How to avoid this
Make sure to apply to a reputable insurance provider in Canada. Also, ensure you are getting:- $100,000+ emergency medical
- Hospitalization & healthcare benefits
2. Not Meeting the Income (LICO) Requirements
The child or grandchild who has invited the applicant to Canada must meet a minimum income requirement known as LICO (Low Income Cut-Off).If the sponsor does not meet this financial threshold, the super visa insurance application can be denied. Furthermore, IRCC needs proof that the sponsor can financially support the visiting parent or grandparent during their stay.How to avoid this
Submit clear and updated documents, such as:- NOA (Notice of Assessment)
- Employment letter
- Recent pay stubs
- Bank statements
3. Incorrect Personal Information on the Insurance Document
Another common reason for rejection is incorrect or mismatched personal information on your super visa application.Common mistakes include:- Mismatched or misspelled name on passport
- Wrong date of birth
- Incorrect address or phone number
- Misspelled passport number
- Wrong beneficiary details
How to avoid this
- Double-check all personal details in your application
- Ensure everything matches your passport exactly
- Ask your agent to correct errors immediately
4. Medical or Criminal Inadmissibility
Health and security checks are mandatory for Super Visa applicants. IRCC can deny the super visa insurance application if:- The applicant has a medical condition that poses a public health risk
- They have criminal charges or past convictions
- The medical exam is incomplete or missing
- Documentation does not match the records
How to avoid this
- Complete your medical exam with an IRCC-approved panel physician
- Provide accurate medical history
- Submit all required police certificates
- Resolve any errors or mismatches before applying>
5. Failure to Demonstrate Strong Ties to Home Country
To approve a Super Visa, immigration officers must feel confident that the applicant will return to their home country after their visit.Applications are often denied if the officer believes the applicant may not leave Canada before their visa expires. This is especially common when:- Applicants do not show financial stability
- There is no evidence of home ownership, assets, or employment
- Travel history is minimal
- The applicant appears dependent on the Canadian family
How to avoid this
Provide proof of strong home-country ties, such as:- Property documents
- Bank statements
- Employment letters
- Business ownership papers
- Family responsibilities
Conclusion
If you’re applying for cheap super visa insurance, you need a trusted super visa insurance company Brampton, ensuring accuracy and compliance is essential for quick approval.At einsured.ca, we specialize in Super Visa insurance that meets all IRCC requirements. Also, keep the following points in mind to avoid rejection- Choose proper coverage
- Double-check your personal information
- Provide a complete and honest disclosure of your medical history.
- Match insurance dates with your travel plan
