Super visa insurance

Emergency medical insurance for Super visa applicants

Super visa insurance

The Super visa insurance is tailored to provide coverage for the parents and grandparents of Canadian citizens or permanent residents who intend to travel to Canada.
It is compulsory for all Super visa applicants to obtain medical insurance. The minimum requirement for health coverage is $100,000, which must be issued by a Canadian insurance company.
Our emergency medical insurance for the Super visa guarantees comprehensive health coverage for parents and grandparents of Canadian citizens for up to a year from the date of entry.
To be eligible for this visa, your children must be either Canadian citizens or residents.
With a Super visa, you can enjoy an extended stay of up to five years with multiple visits, and your grandchildren and children will undoubtedly look forward to spending more time with you. However, obtaining a mandatory emergency medical insurance for a Super visa is a prerequisite for obtaining this visa.
At, obtaining the necessary insurance is both effortless and affordable. Our medical insurance recommendations are specifically tailored to Super visa applicants and completely satisfy government regulations.
Upon securing a policy with, you’ll receive confirmation and all necessary paperwork for your application. Furthermore, we offer clients with various deductible options for increased savings.
Super visa insurance guarantees visitors can afford their healthcare expenses while in Canada, allowing them to explore our nation’s beauty without financial worry.
Holding a Canadian Super visa grants the same privileges as any other tourist. Obtaining appropriate medical insurance will give you peace of mind, ensuring that you’ll be covered in case of illness or injury. This lets you fully enjoy your visit while meeting all Super visa requirements.

Features of Super visa insurance

A Super Visa Insurance policy in Canada is designed to meet the specific requirements for individuals applying for the Parent and Grandparent Super Visa. One of the key requirements for obtaining a Super Visa is to have valid and sufficient insurance coverage.

Here are the typical features of a Super Visa insurance policy

Minimum Coverage Amount:
Super Visa applicants are required to have a minimum coverage amount, usually at least $100,000 in Canadian dollars, for healthcare, hospitalization, and repatriation.
Coverage Duration:
The insurance policy should cover the entire duration of the intended stay in Canada, and it must be valid for a minimum of one year from the date of entry.
Emergency Medical Expenses:
Coverage for emergency medical expenses, including hospitalization, physician services, and diagnostic tests, in the event of unexpected illness or injury.
Repatriation of Remains:
Coverage for the cost of repatriating the insured’s remains to their home country in case of death.
Accidental Death and Dismemberment (AD&D):
Some policies may include AD&D coverage, providing a benefit in the event of accidental death or the loss of limbs or sight resulting from an accident.
Stability Clause:
Some policies may include a stability clause, indicating that the applicant must be in good health and have a stable medical condition for a certain period before the policy’s effective date.
Policy Renewal:
Policies often have the option for renewal, allowing individuals to extend coverage beyond the initial policy period.
Exclusions and Limitations:
Like any insurance policy, Super Visa insurance may have exclusions and limitations. Common exclusions may include pre-existing conditions and high-risk activities.
Medical Questionnaire:
Applicants may need to complete a medical questionnaire as part of the insurance application process. This helps the insurance provider assess the individual’s health and determine the appropriate coverage.
Validity Confirmation Letter:
Insurance providers issue a validity confirmation letter, which is a mandatory document for Super Visa applications. This letter confirms that the insurance coverage meets the Super Visa requirements.

It’s important for individuals applying for a Super Visa to carefully review the terms and conditions of the insurance policy, ensuring that it meets the specific requirements set by the Canadian government. The insurance policy must be purchased from a Canadian insurance company, and the coverage should be maintained for the entire duration of the Super Visa stay.

Additionally, applicants should obtain the required documents, including the validity confirmation letter, before applying for the Super Visa. 


Eligibility criteria for Super visa:

To be eligible for a Super Visa in Canada, applicants must meet specific criteria, and one of the key requirements is having valid and sufficient insurance coverage. The eligibility criteria for Super Visa insurance include:
Relationship with the Canadian Citizen or Permanent Resident:
The applicant must be the parent or grandparent of a Canadian citizen or permanent resident.
It’s important for applicants to carefully review the specific eligibility criteria for the Super Visa, as requirements may be subject to change.

Additionally, obtaining the required insurance coverage is a critical aspect of the application process. The insurance must be purchased from Canadian insurance company, and applicants need to submit a proof of insurance, such as a validity confirmation letter, as part of their Super Visa application.

Applicants are encouraged to consult with the official website of the Immigration, Refugees and Citizenship Canada (IRCC) or seek guidance from a qualified immigration advisor to ensure they have accurate and up-to-date information regarding the eligibility criteria and requirements for the Super Visa application.

What is Low Income cut-off (LICO)?

The Low-Income Cut-Off (LICO) is a measure used by Immigration, Refugees and Citizenship Canada (IRCC) to determine if a Canadian citizen or permanent resident meets the financial eligibility criteria to sponsor their parents or grandparents for a Super Visa. The LICO is based on the number of family members in the sponsor’s household and is updated annually.
IRCC uses the LICO to assess the sponsor’s ability to financially support their family, including the visiting parents or grandparents. The LICO is determined based on the total family income and the number of family members.
Sponsors are required to demonstrate that their income meets or exceeds the LICO for their family size. The income should be equal to or higher than the minimum necessary income (MNI) for the given family size to be eligible to sponsor parents or grandparents for a Super Visa.
It’s important to note that the LICO thresholds may change annually, and sponsors should refer to the most recent information provided by IRCC. The LICO figures are usually updated on the IRCC website, and sponsors can find the current values and guidelines there.
For the most accurate and up-to-date information regarding the Low-Income Cut-Off and financial eligibility requirements for the Super Visa, it is recommended to check the official IRCC website or consult with a qualified immigration advisor.

Refer to the table below for a brief overview for minimum income requirements:

Size Of Family Unit  New Minimum Gross Income Requirement for 2023  Old Minimum Gross Income Requirement for 2022
2 $34254 $33140
3 $42100 $40742
4 $51128 $49466
5 $57988 $56104
$65400 $63276
7 $72814 $70488
More than 7, for each additional person, add $7412 $7172

Cost of Super visa insurance

The total cost of Super Visa insurance in Canada can vary based on several factors, including the insurance provider, the coverage amount, the applicant’s age, and the duration of coverage.
Super Visa insurance is required to have a minimum coverage amount of $100,000 in Canadian dollars, and it must be valid for at least one year from the date of entry into Canada.
Here are some factors that can influence the cost of Super Visa insurance:

Type of plan and additional Coverage Options:

Some insurance providers may offer optional add-ons or additional coverage options, such as coverage for pre-existing conditions, trip interruption, or accidental death and dismemberment. Opting for these additional features can impact the overall cost.
Payment Frequency:
The frequency of premium payments (monthly,or annually) can affect the total cost. Some providers may offer discounts for annual payments.
To determine the specific cost of Super Visa insurance Click Here!
While seeking affordability, individuals should also prioritize obtaining comprehensive coverage that meets the Super Visa requirements. Consulting with an insurance advisor at can help applicants make informed decisions based on their needs and budget.

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