Outil de comparaison des compagnies
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Travelance Premier | Travelance Essential | GMS | 21st Century Basic | 21st Century Standard | 21st Century Enhanced | Manulife Plan A | Manulife Plan B | Destination Canada Plan 1 | Destination Canada Plan 2 | Allianz | TruStone Health | TruStone Health Association | Secure Travel (RIMI) Standard No Pre Ex | Secure Travel (RIMI) Standard Pre Ex | Secure Travel (RIMI) Enhanced no pre-ex | Secure Travel (RIMI) Enhanced Pre-Ex | |
Emergency Medical | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan limit | Plan Limit | Plan limit | |
Waived Deductible | The Disappearing Deductible means that a $2,500 per-claim deductible applies to sickness-related claims of $2,500 or less, but if expenses exceed $2,500, the deductible is waived and expenses are reimbursed from the first dollar. | The Disappearing Deductible means that a $2,500 per-claim deductible applies to sickness-related claims of $2,500 or less, but if expenses exceed $2,500, the deductible is waived and expenses are reimbursed from the first dollar. | |||||||||||||||
Emergency Medical Expenses | |||||||||||||||||
Emergency Return Home | |||||||||||||||||
Emergency Dental | Up to $5,000 | Up to $2,000 | Up to $2,000 | Up to $4,000 | Up to $4,000 | Up to $4,000 | Up to $4,000 | Up to $3,000 | Up to $3,000 | Up to $4,000 | Up to $5,000 | Up to $1,000 | Up to $1,000 | Up to $3,000 | Up to $3,000 | ||
Prescription Medication | Up to $10,000 | Up to $1,000 | Up to $500 | Up to $500 | Up to $500 | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to sum insured | Up to $500 | Up to $500 | Up to $1,000 | Up to $1,000 | ||||
Follow Up Visits | 3 visits up to $5,000 | 3 visits up to $3,000 | Up to 1 visit | Must be pre-approved | Must be pre-approved | Up to $3,000 | Up to $3,000 | End of Emergency | Up to 3 visits | Up to 3 visits | Up to 3 visits | Up to 3 visits | |||||
Repatriation Of Remains | Up to $16,000 | Up to $10,000 | Up to $10,000 | Up to $7,500 shared with cremation/burial at destination | Up to $7,500 shared with cremation/burial at destination | Up to $7,500 shared with cremation/burial at destination | Up to $3,000 | Up to $3,000 | Up to $10,000 | Up to $10,000 | Up to $10,000 | Up to $10,000 | Up to $5,000 | Up to $5,000 | Up to $10,000 | Up to $10,000 | |
Cremation\/burial At Destination | Up to $6,000 | Up to $4,000 | Up to $4,000 | Up to $7,500 shared with repatriation of remains | Up to $7,500 shared with repatriation of remains | Up to $7,500 shared with repatriation of remains | Up to $3,000 | Up to $3,000 | Up to $4,000 | Up to $4,000 | Up to $4,000 | Up to $2,000 | Up to $2,500 | Up to $2,500 | Up to $5,000 | Up to $5,000 | |
Emergency Paramedical | Up to $750 per category | Up to $300 per category | Up to $500 | Up to $1,000 | Up to $1,000 | Up to $1,000 | Up to $700 | Up to $700 | Up to $500 | Up to $500 | Up to $500 | 50% up to $2,000 | Up to $300 | Up to $300 | Up to $500 | Up to $500 | |
Accommodation & Meals | Up to $5,000 | Up to $3000 | Up to $1,000 shared with incidental expenses | Up to $1,500 | Up to $1,500 | Up to $1,500 shared with child care | Up to $1,500 | Up to $1,500 shared with child care | Up to $2,000 | Up to $3,000 | Up to $3,000 | Up to $3,000 | Up to $3,000 | ||||
Visit To Bedside | Round trip airfare + Up to $5,000 | Round trip airfare + Up to $3000 | Up to $5,000 | Up to $3,500 | Up to $3,500 | Up to $3,000 | Up to $2,000 | Single round-trip economy airfare plus up to $3,000 | Single round-trip economy airfare plus up to $3,000 | Single round-trip economy airfare plus up to $3,000 | Single round-trip economy airfare plus up to $3,000 | ||||||
Child Care | Up to $500 | Up to $300 | Up to $300 | Up to $1,500 shared with accommodation & meals | Up to $1,500 shared with accommodation & meals | Up to $1,500 shared with accommodation & meals | Up to $3,000 | Up to $3,000 | Up to $3,000 | Up to $3,000 | |||||||
Return\/escort Of Dependents | Economy airfare included | Economy airfare included | Economy airfare included | Up to $3,000 | Up to $3,000 | Up to $3,000 | Up to $3,500 | Economy airfare included | Economy airfare included | Economy airfare included | Economy airfare included | ||||||
Incidental Expenses | Up to $800 | Up to $500 | Up to $1,000 shared with accommodation & meals | Up to $300 | Up to $300 | Up to $1,500 shared with accommodation & meals | Up to $1,500 shared with accommodation & meals | $1,500 shared with accommodation & meals | Up to $2,000 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | ||||
Return Of Baggage & Personal Effects | Up to $800 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | |||||||||||
Waiting Period | If your policy starts after your departure date, the following waiting periods apply: Injury: 24 hours Sickness: - 48 hours if start date is within 30 days of departure - 48 hours if continuing from another Canadian insurer - 7 days if start date is more than 30 days after departure. | If your policy starts after your departure date, the following waiting periods apply: Injury: 24 hours Sickness: - 48 hours if start date is within 30 days of departure - 48 hours if continuing from another Canadian insurer - 7 days if start date is more than 30 days after departure. | Waiting periods: - No waiting period if you apply before arriving in Canada or are continuing similar coverage from another Canadian insurer. - Applied within 30 days of arrival (uninsured): - Injury: covered immediately - Medical conditions: 2-day waiting period - Applied after 30 days of arrival (uninsured): - Injury: covered immediately - Medical conditions: 7-day waiting period. | A waiting period applies if you: - Buy the policy after arrival in Canada - Don't notify 21st Century of your actual arrival date - Make changes (deductible, pre-existing coverage, or policy limit) when renewing with no gap Waiting periods: - Age 86+: 15 days - Age ≤85: - Within 30 days of arrival: 72 hours - After 30 days of arrival: 7 days | A waiting period applies if you: - Buy the policy after arrival in Canada - Don’t notify 21st Century of your actual arrival date - Make changes (deductible, pre-existing coverage, or policy limit) when renewing with no gap Waiting periods: - Within 30 days of arrival: 72 hours - After 30 days of arrival: 7 days - Policy changes on renewal: 7 days | A waiting period applies if you: - Buy the policy after arrival in Canada - Don’t notify 21st Century of your actual arrival date - Make changes (deductible, pre-existing coverage, or policy limit) when renewing with no gap Waiting periods: - Within 30 days of arrival: 72 hours - After 30 days of arrival: 7 days - Policy changes on renewal: 7 days | If purchased after arrival, a 48-hour waiting period applies. | If purchased after arrival, a 48-hour waiting period applies. | A waiting period applies if you buy the policy: - After arriving in Canada - After your previous Destination Canada or other health insurance expires Waiting periods: - 48 hours if purchased within 30 days of leaving your home country - 10 days if purchased after 30 days of leaving your home country Sickness with symptoms before or during the waiting period is not covered, even if costs are incurred later. | A waiting period applies if you buy the policy: - After arriving in Canada - After your previous Destination Canada or other health insurance expires Waiting periods: - 48 hours if purchased within 30 days of leaving your home country - 10 days if purchased after 30 days of leaving your home country Sickness with symptoms before or during the waiting period is not covered, even if costs are incurred later. | A 48-hour waiting period for sickness applies if you buy the policy: - After leaving your country of origin, or - After an existing AGA-administered policy expires Sicknesses starting during the waiting period are not covered, even if expenses occur later. | If purchased after arrival in Canada, there is no coverage for injury or sickness that starts within 5 days of the effective date. | If purchased after arriving in Canada, sickness is not covered if it begins or shows symptoms during: - 48 hours after the effective date (if bought within 30 days of arrival) - 8 days after the effective date (if bought after 30 days of arrival) Expenses after the waiting period are **still not covered** if symptoms started earlier. | If purchased after arriving in Canada, sickness is not covered if it begins or shows symptoms during: - 48 hours after the effective date (if bought within 30 days of arrival) - 8 days after the effective date (if bought after 30 days of arrival) Expenses after the waiting period are **still not covered** if symptoms started earlier. | If purchased after arriving in Canada, sickness is not covered if it begins or shows symptoms during: - 48 hours after the effective date (if bought within 30 days of arrival) - 8 days after the effective date (if bought after 30 days of arrival) Expenses after the waiting period are **still not covered** if symptoms started earlier. | If purchased after arriving in Canada, sickness is not covered if it begins or shows symptoms during: - 48 hours after the effective date (if bought within 30 days of arrival) - 8 days after the effective date (if bought after 30 days of arrival) Expenses after the waiting period are **still not covered** if symptoms started earlier. | |
Avis de non-responsabilité : Veuillez noter que les conditions d'admissibilité, les garanties, les exclusions et les limitations varient selon le régime d'assurance et la compagnie choisie. Pour votre référence, le libellé de la police est disponible pour consultation.