Registered Disability
Savings Plan

Up to $90,000 in government grants and bonds

Registered Disability Savings Plan (RDSP)

Expert, personalized advice on the Registered Disability Savings Plan (RDSP) — helping Canadian families maximize benefits, grants, and long-term financial security.

At einsured.ca , we make RDSP planning simple and stress-free. Whether you’re just starting out or want to get more from your existing plan, our experienced advisors guide you every step of the way—so your loved ones have the support they deserve.

What is an RDSP?

A Registered Disability Savings Plan (RDSP) is a powerful savings tool designed by the Canadian government to help people with disabilities and their families build long-term financial security. With tax-deferred growth and generous government grants and bonds, an RDSP can make a life-changing difference.

Key Benefits:

  • Tax-deferred investment growth
  • Up to $90,000 in government grants and bonds
  • Flexible contributions from family and friends
  • Secure, long-term financial support
$90,000
Government Grants & Bonus

How RDSPs Work

Step-by-Step:

1. Open an RDSP account with a participating financial institution
2. Make contributions (no annual limit; lifetime max $200,000)
3. Apply for the Canada Disability Savings Grant and Bond
4. Invest your savings for tax-deferred growth
5. Withdraw funds for disability-related needs (subject to rules)

Maximize Your RDSP: Grants & Bonds

The Canadian government offers two major incentives:

Canada Disability Savings Grant: Matches contributions up to $3,500/year, lifetime max $70,000

Canada Disability Savings Bond: Up to $1,000/year for low-income families, lifetime max $20,000

Tips:

Apply early, even with small contributions to maximize grants and bonds

Work with a qualified advisor

Review eligibility each year

Our Personalized RDSP Planning Approach

At einsured.ca, we understand every family’s needs are unique. Our advisors:

Compare RDSP providers for the best fit

Guide you through paperwork and eligibility

Help you maximize government benefits

Offer ongoing support and reviews

Why Choose Us?

Personalized, human-centric service

Evening and remote appointments

Bilingual support

Common RDSP Mistakes & How to Avoid Them

Missing out on grants by delaying contributions

Not checking DTC eligibility regularly

Withdrawing funds too early (may trigger repayment)

Not reviewing the plan annually

Book Your Free RDSP Consultation

Ready to get started or have questions? Book a free, no-obligation consultation with our RDSP experts today.

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